Jason Costain – Fraud Defense with Javloc
Published by: Ephemeral Security Podcast. Published Date: March 26, 2025. Host: Steve Stonebreaker. Guest: Jason Costain, Consultant and Founder of Javloc.
Summary: The “Ephemeral Security” podcast features Jason Costain, consultant and founder of Javloc, who shares 30 years of expertise in fraud prevention and bank defense systems. He discusses the evolution of fraud, from early check scams to modern threats like voice deepfakes and machine learning-driven credit card fraud, exacerbated by real-time payments. The episode covers UK regulatory responses, the critical role of customer education, and technology’s part, including biometric security, in combating scams. Javloc’s mission to enhance organisational scam defenses is also highlighted.
Jason Costain, founder of Javloc, joins us to discuss his 30 years of experience in fraud prevention and bank defense systems. Jason shares insights into the evolution of fraud, from early check scams to modern-day threats like voice deepfakes and machine learning-driven credit card fraud. He also highlights the UK’s regulatory responses, the importance of customer education, and the role of technology in combating scams. Jason introduces Javloc’s mission to help banks and companies enhance their scam defenses.
Highlights Include:
- Early experiences with fraud and the evolution of scam tactics.
- The impact of real-time payments and internet banking on global fraud.
- UK regulatory measures like the voluntary refund code and consumer protection reforms.
- Advanced scam techniques, including voice deepfakes and machine learning.
- The role of banks in educating customers and implementing biometric security measures.
- Javloc’s approach to advising organizations on fraud prevention.
